Expressions such as “If I didn’t have bad luck I’d have no luck at all” or “I’m just a lucky gal/guy” or “it’s my lucky day” abound in our society. We attribute good luck or ill luck to some unknown outside agency that controls the granting or withholding of every person’s wants and needs. When we are blessed with a trouble-free period in our life and positive people and events seem to drop into our laps we “thank our lucky starts” or bask in others’ envy of our “streak of good luck.” We claim no credit for these occurrences and acquisitions, yet truly, we are the agency behind each one. When we are cursed by obstacles and losses surrounding us from every side we tend to think that “luck is not on our side” or that “bad luck just follows me around.?” We do not blame ourselves for the negative things happening to us and around us, we cast blame elsewhere, Either kind of luck is no more than random elements coming together around us; we make the choices about how to react to these random elements; we are the ones who make the choice to prepare ourselves for contingencies and we are the ones who do not do so. Isn’t it more honest for us to take the credit or the blame for our own actions?