Some of us find meeting a challenge to be exciting, stimulating, and yes, a challenge; challenges are seen by these people as nothing to be frightened or apprehensive about, something to enjoy whether the challenge involves others or one is pitted against oneself. To most who view a challenge this way you haven’t failed if you didn’t reach your goal, you’ve learned enough or will practice enough to meet the challenge the next time or the one after that. To others of us a challenge is something to dread and to try to avoid at almost any cost. For these people a challenge is a very personal thing and meeting the challenge, or not, defines their very worth. They find it is better to reject all challenges than risk a fracture in their images of themselves or the world. These characterizations typify two very different kinds of people, those people of action and those who wait and see; those who stride forward and those who wait behind the scenes. But everyone must face, at some time or another, a sudden, drastic challenge that there could be o opportunity to plan for or to watch. The typical ‘let’s go out and get ’em person may become paralyzed and the watcher may react quickly and effectively. There is no telling what anyone will do when faced with an unexpected crisis. So how effective is it to try to plan for one?